Thursday, May 13, 2010
Sad Life Quotes
Snap Out of Your Blues With Sad Life Quotes
By Simran Khurana, About.com Guide
When sorrow strikes, life seems like the Old Hag who is out to ruin a good day. As Jim Rohn said, "The walls we build around us to keep out the sadness also keep out the joy." Let us not dwell on our sadness. If life gives us a lemon, we know what to do with it, right? Here are some sad life quotes that help you get out of your moody blues.
Carl Gustav Jung
The word 'happiness' would lose its meaning if it were not balanced by sadness.
Proverb
If you see a friend without a smile; give him one of yours.
John Sutherland Bonnell
So much sadness exists in the world that we are all under obligation to contribute as much joy as lies within our powers.
Sidney Madwed
You can choose to be happy or sad and whichever you choose that is what you get. No one is really responsible to make someone else happy, no matter what most people have been taught and accept as true.
Henry Wordsworth Longfellow
Every man has his secret sorrows which the world knows not; and often times we call a man cold when he is only sad.
Louis E. Boone
Don't fear failure so much that you refuse to try new things. The saddest summary of a life contains three descriptions: could have, might have, and should have.
Malcolm X
Usually when people are sad, they don't do anything. They just cry over their condition. But when they get angry, they bring about a change.
Jim Rohn
How sad to see a father with money and no joy. The man studied economics, but never studied happiness.
William Osler
Courage and cheerfulness will not only carry you over the rough places in life, but will enable you to bring comfort and help to the weak-hearted and will console you in the sad hours.
Mark Twain
It is a time when one's spirit is subdued and sad, one knows not why; when the past seems a storm-swept desolation, life a vanity and a burden, and the future but a way to death.
Winston Churchill
When I look back on all these worries, I remember the story of the old man who said on his deathbed that he had had a lot of trouble in his life, most of which had never happened.
Christina Georgina Rossetti
Better by far you should forget and smile than that you should remember and be sad.
David Weatherford
We enjoy warmth because we have been cold. We appreciate light because we have been in darkness. By the same token, we can experience joy because we have known sadness.
R. W. Dale
We ask God to forgive us for our evil thoughts and evil temper, but rarely, if ever ask Him to forgive us for our sadness.
Sidney Madwed
You can choose to be happy or sad and whichever you choose that is what you get. No one is really responsible to make someone else happy, no matter what most people have been taught and accept as true.
Helen Keller
I seldom think about my limitations, and they never make me sad. Perhaps there is just a touch of yearning at times; but it is vague, like a breeze among flowers.
Jim Rohn
The walls we build around us to keep out the sadness also keep out the joy.
Marcus Aurelius
Reject your sense of injury and the injury itself disappears.
Cynthia Nelms
Nobody really cares if you're miserable, so you might as well be happy.
Carl Jung
There are as many nights as days, and the one is just as long as the other in the year's course. Even a happy life cannot be without a measure of darkness and the word 'happy' would lose its meaning if it were not balanced by sadness.
Thomas Fuller
An ounce of cheerfulness is worth a pound of sadness to serve God with.
Dante
There is no greater sorrow than to recall in misery the time when we were happy.
Jean de La Fontaine
Sadness flies away on the wings of time.
Charlie Brown
In the book of life, the answers aren’t in the back.
Source : quotations.about.com/od/sadquotes/a/SadLifeQuotes.htm
Famous Quotes on Life
ig Ziglar: Famous Quotes on Life
Outstanding people have one thing in common: an absolute sense of mission.
Unknown Author: Famous Quotes on Life
People know you for what you've done, not for what you plan to do.
Andrew Carnegie: Famous Quotes on Life
People who are unable to motivate themselves must be content with mediocrity, no matter how impressive their other talents.
Edmund Burke: Famous Quotes on Life
People will not look forward to posterity, who never look backwards to their ancestors.
Wayne Oates: Famous Quotes on Life
Picture in your mind a sense of personal destiny.
Paul J. Meyer: Famous Quotes on Life
Plan your progress carefully; hour-by hour, day-by-day, month-by-month. Organized activity and maintained enthusiasm are the wellsprings of your power.
Aesop: Famous Quotes on Life
Please all, and you will please none.
Henry L. Doherty: Famous Quotes on Life
Plenty of men can do good work for a spurt and with immediate promotion in mind, but for promotion you want a man in whom good work has become a habit.
Malcolm S. Forbes: Famous Quotes on Life
Presence is more than just being there.
Oliver Wendell Holmes: Famous Quotes on Life
Pretty much all the honest truthtelling there is in the world is done by children.
The above list of quotations is page 4 of a collection of motivational and inspirational quotes on Life
How To Get The Best Child Life Insurance Quotes
by: Jon Butt
Getting child life insurance quotes on the net can be convenient, but are you sure that you are seeing the big picture?
You can see life insurance information child policies, but the words can be cryptic. The child life insurance coverage information could be well-hidden online too! Because child life insurance costs money, it's important to know precisely what life insurance coverage you can get. It may be best to talk to an authorized life insurance agent.
Question You Should Ask About Your Child Life Insurance
Is child life insurance really worth the premiums? Many question the importance of child life insurance. After all, if anyone needs to get insured, shouldn't it be the working parents? While this is indeed a valid argument, there are advantages to getting child life insurance.
It's not so much the benefits as it is about future eligibility. Child life insurance is especially important if your family has a history of medical illness. You see, if you get child life insurance, your child can automatically get any type of life insurance later on.
Most types of child life insurance are actually term life insurance. Child life insurance often does not build cash value and has small premiums. In order to be competitive, some life insurance agencies are providing child life insurance some features similar to whole life insurance. However, child life insurance ends when your child matures, so the cash value benefits are very minimal.
As a general rule, parents should first get themselves insurance, before their children. Because the main purpose of child life insurance is future eligibility, parents will do well to just get the cheapest child life insurance package.
Beyond everything else, they must make sure that the child life insurance will allow their children to have immediate access to life insurance later on.
Benefits Of Getting Universal Life Insurance Quotes
by: Paolo Basauri
What is Universal Life Insurance?
“Universal” is the term used for life insurance that offers built in flexibility to change your premiums and the amount of life insurance you carry throughout the life of the policy. A universal life insurance policy will accumulate value as the premiums are placed in an interest building account. If your situation changes, and you decide you need more (or less) coverage, you can control how the universal life insurance policy operates. Many consumers have found that they appreciate the added control and hassle-free flexibility they receive from owning universal life insurance. As with any life insurance policy, the benefits provide financial security for your loved ones in the untimely event of your death.
What Can I Gain from Universal Life Insurance Quotes?
Once you’ve made the decision to purchase universal life insurance, the first step to securing a policy is to find out how much coverage you can afford. The best way to do this is by getting universal life insurance quotes. When deciding how much you can spend, remember that with universal life insurance, you are always able to add more coverage later if you want. Universal life insurance quotes will provide all the information you need regarding insurance rates, conditions, exclusions and benefits for the policy you are considering. It’s generally a wise idea to procure universal life insurance quotes from several providers to compare the different coverage options they have to offer. Once you have the quotes in hand, creating a table for comparison will allow you to decide on the most effective policy for your needs.
What if I’m not Sure About Universal Life Insurance?
If you haven’t yet decided that universal life is the way to go, consider getting universal life insurance quotes along with quotes for other types of life insurance. Just as with provider comparisons, use the quotes to compare coverage and benefits across the different policy types. Whatever your final decision, the universal life insurance quotes will ensure that you are making a well informed decision. If you’re still not sure you understand all the details of a policy, contact an insurance claim attorney or insurance agent for clarification.
How Can I Obtain Universal Life Insurance Quotes?
Getting universal life insurance quotes is a very simple process. Many insurance providers allow you to request and access quotes via the internet. Researching the internet will also allow you to gather information about the general policies and coverage that can help you decide companies you should ask for universal life insurance quotes. Aside from the internet, your insurance agent should be able to provide you with a variety of universal life insurance quotes to assist you in your comparisons. Most insurance agencies and online insurance providers will be more than happy to provide you with universal life insurance quotes for free. While life insurance can’t bring you back to your loved ones, it can certainly offer them a measure of security.
Life Insurance Quotes
by: Gary Tallon
Shopping online for life insurance quotes is becoming increasingly popular in the UK and throughout Europe. No longer do we have to spend hours on the telephone - much to our employer's disgust - divulging our personal details, only to find that the quotes from the life insurance companies are too expensive or don't match our needs. Neither do we have to concern ourselves with taking time off work to make appointments with life insurance providers, subjecting ourselves to hours of sales talk. Of course, all of these options are still available to consumers should they prefer them, but many are now voting with their mouse and turning to online sources for life insurance quotes.
Tracking down the best quotes for life insurance
Obtaining life insurance quotes online is quick and easy. We can start our search for life insurance at our convenience any time of the day or night. If we want to find life insurance quotes at 3am in the morning, then we can do! Searching online for quotes also presents us with a great deal of choice. Almost all of the familiar names in the life insurance market have web sites on which their life insurance products are offered, and there are many less familiar names too.
For the consumer, this is great news, as the more life insurance companies there are offering their life insurance products on the Internet, then the more competition there is and so the better the price. When hunting down life insurance, or any type of insurance, it is always best to get a range of quotes as premiums can vary quite dramatically - sometimes by 300% or more! The Internet provides consumers with an efficient tool to do just this, plus they get to read about the benefits of each life insurance plan in the comfort of their own home first.
The quotes process
Most life insurance companies will have links to online quotes request forms. Consumers looking for life insurance quotes will be required to complete the form and submit it online in order to receive quotes. The online forms are generally uncomplicated, often taking only 5-10 minutes to complete.
Once the form is complete it can often be submitted online to the life insurance company. Some insurance companies will come straight back to you with an instant quote, others will revert back with a quote within 24-72 hours, either by e-mail or by telephone. Many companies also back their insurance quotes up with an official quotation by post.
10 Inspirational Quotes - "Life With Woody"
It might take a little coffee or probably a few rounds of beer or any other booze you could get your hands on when it comes to relaxing after a hard day's work. Well, yeah I'm guilty about that one as well, unless I'm caught dead wearing a lampshade over my head after a few rounds of vodka… half-naked! Okay, bad example and I apologize to everyone reading this after getting nightmares about me in that state of drunken stupor.
Just don't ask how it happened, please.
But what's really interesting is that how do people go through the usual part of life when faced with vein-popping stress? I mean, the new age thing like Zen or yoga is one of the good things and it actually works. Is there room for the intellectual side of people who can actually smell the roses-in-a-can while on the move? It kind of had me thinking that there really must be something in this 'mind-over-matter' thing.
Humor is indeed the best medicine there is whenever you are. I mean anyone can pay good money to listen to a comedian just to make you wet your pants after laughing so hard. Despite of what's been happening, and to those who has gone though the ordeal, it's better to just laugh while facing the troubles with a clear mind than anger with a clouded vision. One of my favorite celebrities of all time may have to be Woody Allen. Now this is one guy who gives you the in-your-face bluntness that he pulls out with gusto, even without even trying. You can talk just about anything with a man, and he's bound to mock the subject and you'll end up laughing rather than being upset about it.
Woody Allen has this to say:
1. "Money is better than poverty, if only for financial reasons." It sounds good to me, I mean the practicality of all things does involve money but it doesn't have to take an arm and a leg to get it.
2. "I believe there is something out there watching us. Unfortunately, it's the government." 'Nuff said.
3. "There are worse things in life than death. Have you ever spent an evening with an insurance salesman?" This happens to be one of the classic ones. I mean the issue about life's little problems isn't all that bad, until 'he' shows up.
Sure, relationships can get complicated, or does have its complications that probably any author about relationships is bound to discover it soon. We follow what our heart desires, unless you're talking about the heart as in the heart that pump blood throughout your body.
4. "Love is the answer, but while you're waiting for the answer, sex raises some pretty interesting questions." And if you want more, just keep on asking!
5. "A fast word about oral contraception. I asked a girl to go to bed with me, she said 'no'." It sounds, 'practical', I think.
And when it comes to everyday life, he really knows how to make the best out of every possible scenario, and it doesn't involve a lawsuit if he strikes a nerve.
6. "Basically my wife was immature. I'd be at home in the bath and she'd come in and sink my boats." I never had a boat in my bathtub before. Just staring at it while soaking in hot water makes me seasick already.
7. "I am not afraid of death, I just don't want to be there when it happens." If it rains, it pours.
8. "I am thankful for laughter, except when milk comes out of my nose." It could get worse when you're guzzling on beer… or mouthwash, and it happened to me once!
9. "If you want to make God laugh, tell him about your plans." At least he doesn't smite us with lightning, and I'm thankful for that.
And despite of what may happen to all of us in the next ten, twenty, or even thirty years, I guess we all have to see things in a different kind of light and not just perspective. I can't seem to imagine life without any piece of wisdom that could guide us. Whether we're religious or not, it takes more courage to accept your fears and learn how to deal with them is all that matters when it comes to even just getting along.
And to sum things up, here is the last nugget of wisdom to go by… however, whenever, and wherever we may be.
10. "The talent for being happy is appreciating and liking what you have, instead of what you don't have."
On-line Life Insurance Quotes can Coexist with TotalCustomer Privacy
by: Richard Reich
Invasion of the Privacy Snatchers
Privacy...
Even the notion of it brings up a wistful longing, a "wouldn’t it be nice if..." ache. The concept of controlling your private information harkens back to simpler times.
Privacy is a casualty of modern life - treated as yet another price of progress. Each of us finds frequent, fresh reasons to mourn its loss - as more of our private space is chipped away. On some level we feel violated, while being powerless to slow it down.
One needn’t survive identity theft to be weary of routine assaults upon our individual sense of identity. It’s who we are - after all. Computer technologies driving our world relentlessly chop us into bits and byes of data, that can be stored and analyzed. Then it’s passed along to persons or organizations unknown - to use for "who knows what."
People Jealously Guard their Bit of Remaining Privacy
Fill in this form... supply that personal fact... There’s no way to protect private information from insatiable, ever- expanding databases. Like the Star Trek slogan of the Borg, "Resistance is Futile." All the while, down deep there’s a gnawing suspicion that whatever we reveal will be used against us.
Nowhere is that insecurity clearer than on the Internet, with infinite information passing across millions of websites. How willing are people to tell more than they must about themselves? Not very. Websites that demand more than minimal self-disclosure find a high percentage leave rather than comply.
Reliance on the Internet to Find Information Keeps Growing
Studies report the Web is trusted to provide information needed to make decisions and purchases - second only to spouses. A Harris Interactive consumer survey (2004) found that 73% of adults are now online - 156 million users.That's up from 69% eight months before. Such massive changes in consumer behavior are altering every type of business.It’s a new ball game online.
Life insurance was once sold primarily by career life agents who represented a single insurance company. And a person’s agent knew them personally. Now policies are also sold by direct mail, telephone, and over the Internet - often by people who don’t know you at all.
Although there are numerous websites offering life insurance rate information, they ask visitors to disclosure their personal contact information first. And some are just collecting information to sell to agents. One assumes that requirement serves the sales process, rather than serving the wary customer (who just wants the information, thank you).
Anonymity is a Luxury
Imagine acquiring information you desire without having to surrender your privacy! There’s an extensive data base where life insurance rates for major companies are collected. And you can immediately find the best rates in the database, based on the factors you care about and fit you personally.
Here’s the best part. You can acquire that information without having to give up any facts about yourself. It’s a reality - we don’t ask for any personal information in order for you to get the data you want. You see the phrase, "We respect your privacy" all over the Web. But this could be the first time you’ve seen it in practice.
If you visit http://www.lifeinsure.com and enter several factors that you want to know... Bingo, up pop the best rates in the database. Your personal information was never requested. No salesman will call. Nobody is going to make you sorry you filled out a request. Aaaah...
Bet you thought it couldn’t happen. But we demonstrate that online life insurance quotes can co-exist with total customer privacy.
Here’s what one client said, which is representative of the positive feedback people give us about this service: "After attempting to work with several other online insurance services, I found LifeInsure.com. With them, I was able to look at many different insurance options in the privacy of my own home. Then, when I was good and ready, I made the decision, and contacted them. I had all the rates before I got in touch with them. Being able to do this anonymously made this a very comfortable, non-pressured process."
You’re Completely in Control
Once you review your list of competitive insurance choices, anonymously, the next move is entirely up to you. Search again with different criteria... File the information away for future reference... Call your brother-in-law who’s been after you to buy the policy he’s selling... Or click on the link for your choice of policy and take the next step (where at some point, you’ll need to identify yourself)... and only then contact us for more information... It’s 100% up to you.
3 Steps to Daily Success: Using Motivational and Inspirational Quotes to Achieve Your Goals
hanging our day-to-day behaviors may be easier than previously imagined. By meditating on and repeating motivational and inspirational quotes, we are better prepared to change our thought patterns, behaviors and in turn, change our lives.
Here's how it's done.
If we believe something to be easy, we find little, if any struggle in accomplishing it. However, if we imagine something to be difficult to accomplish, then our struggle becomes more apparent. In fact, if we imagine that it is difficult to change a specific behavior, then we will always find experiences that will justify that belief.
Take this for example. We wake up one morning and decide that:
"This is the day I start losing weight. When things get difficult, I will not reach for junk food, but instead I will focus on something else to keep my mind occupied. It'll be tough at first, but I'm going to give it a try."
If you continue with this thought pattern and belief, don't be surprised to find yourself struggling more often than not. Why?
If we look at this example closely we find a couple of thought patterns and beliefs already in place. We have determined to do something good for ourselves, but we do ourselves a disservice by choosing certain negative thought patterns, beliefs and words that go along with it.
We have said,
"When things get difficult...." (This is already assuming that there will be difficult moments! Strike one!)
"It'll be tough at first..." (This is already assuming it will be difficult at first! Strike two!)
"...but I'm going to give it a try." (Remember the movie "The Karate Kid"..."Theirs is no "try", there is only "do". Strike three!)
Now there are hundreds of products out there that will assist people in losing weight. Some, if not all of them, may work for various people at various stages of their goal. But for many people who have convinced themselves that losing weight is difficult, some products may fall short when our thought patterns are stronger than our desire to change.
Here is something that I've done to change a behavior I no longer desired.
I recently lost 20lbs in about 12 weeks. I didn't like the way I looked, felt or even thought for that matter. I needed to change and take some action towards it.
First, I realized that I had to change my way of thinking about losing weight. My old thought patterns were no longer working for me. My thoughts were like little tiny pictures that I projected in my mind of how heavy I was. I no longer wanted these pictures or thought patterns a part of my life. I had to choose a thought pattern and belief that would be easier to think about.
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3 Steps to Daily Success: Using Motivational and Inspirational Quotes to Achieve Your Goals
By By Authors | On February 9, 2007 | In Inspirational | 130 Viewings | Rated
Changing our day-to-day behaviors may be easier than previously imagined. By meditating on and repeating motivational and inspirational quotes, we are better prepared to change our thought patterns, behaviors and in turn, change our lives.
Changing our day-to-day behaviors may be easier than previously imagined. By meditating on and repeating motivational and inspirational quotes, we are better prepared to change our thought patterns, behaviors and in turn, change our lives.
Here's how it's done.
If we believe something to be easy, we find little, if any struggle in accomplishing it. However, if we imagine something to be difficult to accomplish, then our struggle becomes more apparent. In fact, if we imagine that it is difficult to change a specific behavior, then we will always find experiences that will justify that belief.
Take this for example. We wake up one morning and decide that:
"This is the day I start losing weight. When things get difficult, I will not reach for junk food, but instead I will focus on something else to keep my mind occupied. It'll be tough at first, but I'm going to give it a try."
If you continue with this thought pattern and belief, don't be surprised to find yourself struggling more often than not. Why?
If we look at this example closely we find a couple of thought patterns and beliefs already in place. We have determined to do something good for ourselves, but we do ourselves a disservice by choosing certain negative thought patterns, beliefs and words that go along with it.
We have said,
"When things get difficult...." (This is already assuming that there will be difficult moments! Strike one!)
"It'll be tough at first..." (This is already assuming it will be difficult at first! Strike two!)
"...but I'm going to give it a try." (Remember the movie "The Karate Kid"..."Theirs is no "try", there is only "do". Strike three!)
Now there are hundreds of products out there that will assist people in losing weight. Some, if not all of them, may work for various people at various stages of their goal. But for many people who have convinced themselves that losing weight is difficult, some products may fall short when our thought patterns are stronger than our desire to change.
Here is something that I've done to change a behavior I no longer desired.
I recently lost 20lbs in about 12 weeks. I didn't like the way I looked, felt or even thought for that matter. I needed to change and take some action towards it.
First, I realized that I had to change my way of thinking about losing weight. My old thought patterns were no longer working for me. My thoughts were like little tiny pictures that I projected in my mind of how heavy I was. I no longer wanted these pictures or thought patterns a part of my life. I had to choose a thought pattern and belief that would be easier to think about.
I chose this thought,
"Losing weight is easier than I thought."
Perhaps not the most ideal for everyone but it worked for me.
Secondly, I chose a word I wanted to focus on for that day, week or month to help me in accomplishing my goal (Start with just a day, or just an hour for that matter. Keep it simple.) The word I chose needed to be in relation to the change I want to make. For example, I chose the word "FOCUS", as I felt that that's what I needed to think about most of time; focusing more on losing weight than gaining it. Choose any word as long as it relates to your situation. (Attitude, Energy, Action, Believe...)
Following that, I scoured the Internet for motivational and inspirational quotes that resonated within me that related to that specific word I chose. Quotes that I could remember, especially ones that really spoke to what I wanted to accomplish.
But here's the most important part.
I needed quotes that were powerful enough to change my thought patterns the moment I read them. Quotes that REALLY spoke to me when I my eyes fell upon them. Quotes that forced me to pause and think for a moment. Quotes that had that extra "edge" where my mind said, "Yes. This is one."
These are all signs of a quote that held power for me. I "focused" in on the followingquotes.
"All that we are is the result of what we have thought." Buddha
"The only way to discover the limits of the possible, is to go beyond them into them impossible." Arthur C. Clarke
"It's not what you achieve in the end that matters, it's who you become in the process." Author Unknown
In fact, I found dozens of quotes that I resorted to from time to time, but these three I always came back to. They spoke of who I was, what I wanted to accomplish and who I wanted to become as I worked towards my goal.
I wrote them down. I carried these quotes with me constantly. I read them and meditated on them whenever I had the opportunity to. At work, home or at the gym (yup, I finally got myself to exercise, primarily by focusing on Arthur C. Clarke's quote!), I focused on these three powerful quotes to help me FOCUS on what I wanted.
Because I changed my thought patterns, over time, I can honestly say I am 20 lbs lighter and a whole lot happier. Yes, more was involved than just thinking but it all began with my thoughts. The thoughts then permeated into my actions. (Now I need to FOCUS on maintaining that weight, so for me a whole new thought pattern begins.)
Here are the three steps again:
1. Decided to change your way of thinking about a behavior, making it easier for you to think about it. Phrase it in a simple way.
2. Choose a word to focus on to change that behavior for a period of time.
3. Find a minimum of three motivational or inspirational quotes related to that specific word that are powerful enough to change your current thought patterns the moment you read them. Meditate on them and repeat them, silently or out loud, every chance you get.
Be patient. Stick with it. Give it some time.
Why do you think companies offer a 30-day money back guarantee? They know that if you do something for 30 days it becomes a habit and you no longer need to return it! (Learned something, huh?) Give it time.
The first step to what you want to accomplish is changing your mind and the thought patterns and beliefs associated with your behavior. Thoughts are the precursor to action, meaning that thoughts occur before any action takes place. That's what needs to be changed first. Your thoughts.
It worked for me and I hope this inspires and motivates you to achieve your goal.
Think positive.
Ray Schiel http://www.cafepress.com/positivethinkin
How To Overcome The Biggest Challenges Of Working From Home
Ahh... the entrepreneur's life... Many imagine that working from home is like being a Hollywood superstar: working leisurely in your pajamas, eating bon bons, and cashing paychecks you write to yourself. While managing your own business can be a life long dream, your business can also take over your life if you let it. Here are some tips for how to overcome the biggest challenges of working from home.
== ARE YOU A WORKAHOLIC? ==
When you work from home it can be hard to STOP working. Temptations such as the ringing of your business phone, the constant flow of emails, and piles of paper work can easily draw you back into work mode if you let them.
TIPS TO CONQUER WORK-A-HOLISM
a) Set a regular schedule for work and home hours. Make a deliberate effort to stop working on time. When you are done with work, shut off the computer, and mentally shut off work.
b) Locate your office in a separate area of the house. Having your office out of sight may help you forget about work.
c) Enjoy your "off" time. Pamper yourself! Schedule yourself regular vacations! Take time to relax! Spend time doing the things you love most. If you started working from home to spend more time with your family, then make sure you are actually DOING that. Schedule daytrips with your kids. Take time to visit a friend you have lost touch with.
== ARE YOU EASILY DISTRACTED? ==
Does the sound of Nickelodeon, the allure of the cookies in the pantry, and the beautiful sunny weather distract you?
TIPS TO HELP YOU STAY FOCUSED:
a) Don't tolerate distractions in your life. Discover sources of the distraction and remove it from your work environment. If you can't remove it entirely, try to come up with a creative "work-a- round" that will let you function.
b) Make a daily to do list and prioritize, by placing the most important 3-5 tasks at the top. Put all other "tasks" at bottom. Try to spend your time on items which on the things which will do the most to move your business forward.
== DO YOU FEEL LONELY? ==
Do you miss birthday lunch celebrations, water cooler talk, and co-worker friendships? Are you becoming a bear in your "work at home cave"?
TIPS TO AVOID ISOLATION:
a) Volunteer. Sign up to help with a Girl Scout troop, at church, or at the local library.
b) Join a group. There are lots of local women's business breakfast groups. You might also be able to find a local playgroup, or church group to join.
c) Take a class. This is the perfect opportunity to learn a new business skill or indulge in a personal interest such as pottery, art, or scrapbooking.
d) Spend time with friends and family. Have lunch, call an old friend, make a date with your spouse, or send a personal email to a family member. Make time to connect with the important people in your life.
e) Build a personal support network. Whether it is a business coach, or fellow entrepreneur you'll need someone to encourage you, listen to you, and guide you. Find a mentor who is highly successful at what you want to do and ask what their secrets are for success!
d) Participate in an online community. There are many online communities for entrepreneurs and work at home parents. Here you can network, meet friends, and promote your business.
== DO YOU NEED HEALTH INSURANCE? ==
Insurance is a regular perk of working in the corporate world. When you go "solo" you will find yourself without the crucial coverage you need.
TIPS FOR GETTING INSURED:
a) If your spouse has a corporate job, check to see if you can be covered under their insurance plan.
b) With the costs of family insurance coverage ranging from $7000 to $10,000 per year, it really pays to shop around.
Here's a few web sites where you can get free health insurance quotes from several leading carriers and easily compare many policies to choose the one that's best for you.
- http://www.ehealthinsurance.com/ - http://www.InsureCom.com - http://www.insurance.com/ - http://www.quotescout.com/ - http://www.localinsurance.com
c) If you recently quit your corporate job, the COBRA law will let you purchase health insurance from your old corporate employer for up to 18 months.
d) Ask your insurance agent about opening a Medical Savings Account (MSA). An MSA is a combo type account from which you can draw funds to pay for your medical expenses and the remaining funds grow like a tax deferred retirement fund.
== DO YOU MISS REGULAR PAYCHECKS? ==
Do you have trouble making regular paychecks to yourself?
TIPS FOR REGULATING YOUR INCOME:
a) Build reserves. When you have a good month, stash it away for those slow business periods. Stock up by working more during winter, so that you can take time off in the summer.
b) Develop an "automatic" income source. Some options include writing and selling an ebook and acting as a reseller for services that complement your offerings.
== DO FAMILY & FRIENDS VIOLATE YOUR BOUNDARIES? ==
Do your friends, family call you during your work time? Do your clients call during your family time?
TIPS FOR SETTING BOUNDARIES:
a) Communicate with your clients early on letting them know your policies, your work hours, and what they can expect.
b) Let family know what your work hours are. Ask them not to call you with personal chit chat until your "home" hours begin.
c) Caller ID can help you identify calls to see if they are from family, friends, or pesky sales people.
The bottom line is to determine your boundaries, set them in stone, communicate them, and guard and uphold them!
== SUMMARY ==
While working from home is the new American Dream, it can present some real challenges at times. Smart business owners work hard to maintaining balance, practice extreme self-care, and regulate their income. By overcoming these obstacles you'll experience renewed energy, focus, and stability in both your personal and business life.
About The Author:
Kristie Tamsevicius, is the author of "I Love My Life: A Mom's Guide to Working from Home"! Thousands of aspiring entrepreneurs have used her step-by-step home business system to earn money working from home. Get a free ecourse Home Business Success Secrets at http://www.webmomz.com/ilovemylife1.htm
Online Life Insurance Quotes - Important Factors To Consider When You Compare And Shop Online
The advent of the internet has made is easy to shop, compare and obtainlife insurance quotes online. With just a few clicks of your computer mouse, you can access several hundreds of life insurance websites and research for the best insurance quote that suits your needs. It is very important that you educate yourself with the key aspects of lifeinsurance companies and the policies they offer, before you get your online insurance quote and sign on the dotted line. The more informed you are on these aspects, the better your chances of getting the best online insurance quote.
So, What Do You Need To Know To Get The Best Online InsuranceQuotes?
It is important for you to take time and effort to understand the difference between term life insurance and whole lifeinsurance.
It is also important for you to bear in mind that the cost of term insurance increases after middle age. With term life insurance, you get insurance protection for a specific period of time you would have decoded upon, after which it expires with no cash value.
The main attributes of whole life insurance is level premiums, guaranteed cash values, and death protection. However, its values can be eroded by inflation, thus impacting on the cash values.
There are also some important aspects you need to keep in mind if you are considering online life insurance in regards to flexible policies such as adjustable life, variable lifeand universal life. Basically, these policies were developed to offer more attractive growth opportunities for the policy holders. However, these types of policies bear a greater risk since neither principle nor interest are guaranteed. Variable life insurance policies are regulated at the state and federal level.
It is important that you research on and well informed about your insurance policy rights such as ownership rights, conversion options, reinstatement clause and entire contract clause. You will also need to know if you are protected by the policy's grace period. Are you wondering what these terms are and what they mean? If so, that shows how important it is for you to fully understand all aspects of your life insurance policy and the clauses and terms that it contains. While it is convenient and easy to get online insurancequotes, you will need to do your research and be fully informed on what you will be signing for, before you actually sign on the dotted line.
It is imperative that you understand your rights and responsibilities as a policy owner when reviewing online insurance quotes. Before you commit yourself to signing up, it is advisable that you have your agent assess all the aspects of coverage and limitations of any new policy you may be considering.
While you shop for and compare online life insurance quotes, bear in mind that quotespaid for life insurance are generally not tax deductible. This is because premiums are considered a personal expense and hence not tax deductible. Dividends are considered to be a return of excess premium paid by the policy holder, and they are not included as income for tax purposes. However, interest earned on dividends and accumulated by the insurer or paid to the policy holder is taxable in the year it is received.
Given the search engines and many websites that are available, shopping for lifeinsurance quotes has never been easier. The consumer is able to get the shop around and camper, and get the best rates and policies that suits their needs and circumstances.
It is important for you to research and educate yourself with the many aspects of lifeinsurance policies, terms, coverage, and the companies you may be considering; before you make your final decision.
With this knowledge, you will be in a better position to get the best insurance policy and rates that is most suitable to your needs and your families' financial well being.
How To get The Best Term Life Insurance Quote
It sounds easy enough. Just go online and get the best term life insurance quote from one of those quote providers. We've all heard about it. "Save 75% in 2 minutes!" The problem is - with so many choices - which web site do we trust to give us the best quotes for our life insurance? And, how do we get the best term life insurance quote?
ounds easy enough. Just go online and get the best term lifeinsurance quote from one of those quote providers. We've all heard about it. "Save 75% in 2 minutes!"
The problem is - with so many choices - which web site do we trust to give us the best quotes for ourlife insurance? And, how do we get the best term life insurance quote?
First, you have to understand that the internet has made it so easy to compare quotes that many insurers have lowered their rates in recent years. Also, many of the quote providers' web sites have agreements with the top rated insurers offering the best rates. So, when you go to a respected web site and request a quote - you'll get instant side-by-side comparisons from many of the best insurers with the best rates available online.
Where Do I Begin?
There are consumer review sites that mention the top rated quote providers. Some leading quote provider sites include ReliaQuote, AccuQuote, Insure and life-online.com">Term-Life-Online.com.
First, decide why you need the coverage and for how long. Then, determine how muchlife insurance protection your loved ones need. Use a life-online.com/term-life-insurance-calculator.html">life insurance calculator to determine the right amount of coverage.
Select a web site mentioned above and go to their quote page. This should be clearly stated on their web site. You answer one set of questions, one time and they give you easy to understand quotes from top-rated insurers. The quotes shown will be the lowest available from that service based on your information.
Also, the quotes should show the financial rating for the insurers. A.M. best is a financial rating service that reviews and rates the financial strength of insurers. You may want to choose an insurer with an "A" rating from A.M. Best to be safe.
Next, make sure your quotes are for the coverage you need. The most common type of term life insurance is Level Term Life Insurance. An example would be a $100,000 policy for 20 Year Level Term Life Insurance. This means you pay the same premium each year for 20 years. If you die before the term ends, your beneficiary receives the death benefit of $100,000. If you outlive the term, your policy expires. If you need coverage at that time, you will need to purchase another policy - usually at higher rates based on your age at that time. However, you may or may not qualify for coverage if you are in poor health.
Life Quotes to Revolutionize Your Life - Top 10 Ways Quotes Will Improve You
A few well chosen words can completely change your life for the better. Life Quotes are hugely popular today, because people are searching for answers and meaning to modern living. Not only do they bring you the wisdom of the ages and sages, but they can revolutionize your whole perspective on life.
Here are the Top 10 ways that reading Life Quotes will benefit you:
1 - Motivate and Energize - Do you have personal or professional goals you want to reach? Then you need something to inspire you. Life quotations can help awaken the sleeping giant inside and speed you to your destination.
2 - Your Child's True Potential - Inspire your child to reach their true potential by sharing great quotes with them. They can teach skills that make their journey to adulthood smoother and more rewarding.
3 - Relieve Stress - Stress is one of the top killers today. It can seriously damage your mental and physical health. Avoid it, get your priorities right and practise the wisdom of the greatest life sayings.
4 - Improve Conversation - Spice up your communication and conversation skills. Never be lost for words. Sound intelligent and interesting, with a few powerful quotes.
5 - Create a Smile - Become one of the most popular people in your group by bringing a smile to people's faces. Brighten up someone's day with a funny quote from life.
6 - The Meaning of Life - What's life really all about? Insightful quotations can help us understand the true meaning of life, so that we can appreciate and enjoy it all the more.
7 - Improve Grades - If you are a student looking to better your grades, why not consider using some good quotes in your next essay or assignment. It shows good research, and adds impact.
8 - Ease Depression - An inspirational quote a day is a great prescription for beating the blues.
9 - Impress Colleagues - The ability to use a brilliant quote will make you an instant hit with friends, and colleagues at the next office party.
10 - Improve Relationships - When you are away from someone you care about, why not send them a good quote. You can email, text or write it in a letter. They will appreciate you for it.
Life Is Always About Choices
Life is always about choices. You are here now because you made the choice to be here. And now that you actually are reading this, it is again because you choose to do so.
You may not have realized this. But in your life, you have already been through thousands and thousands of choices. Think about it. What time you wake up each morning, what to have forbreakfast, what clothes to wear for work, what time to leave home, which email to read first, where to go for lunch and etc, they are all choices aren�t they?
Not of any great significance they may seem though but it is all these choices in life that add up to make you who you are today.
You see. Life is an ever-going cycle. There is not a moment when time would ever stop and each day will just passes by, following by another new day and this will go on and on. Perhaps it has become such a routine for you that having to make all these daily decision become just a habit to you; something that you need not has to worry about; each day passes by just smoothly.
But then again, there were times when days don�t seem that smooth? Days when you feel unhappy and maybe even stressed? Or perhaps at this very moment, you are just feeling so, going through stress and unhappiness?
Why would this be so? Why are you actually feeling so now? Because you meet some problem, at a loss for what you should do?
No doubts, this is precisely what is happening. You are now faced with a new problem that is out of your daily habits. You are forced to make a choice over something not familiar to you but which you know would to a certain extent affect your life. Hence, you have to seriously take time to think through before you would make a decision.
And understand this. Even though you are stuck here right now not knowing what to do, time is still moving. Life is an ever-going cycle, remember? In a way, the natural rhythm of life is disrupted.
You see. Those days pass by smoothly because you very clearly know what to do. You know very clearly what choices to be making and which those choices made, naturally lead to a nice rhythm in life. But when you are at loss, this rhythm of life is disrupted; your life just goes out of order and which lead to all your unhappiness and stress.
To get out of your misery, you just simply have to make a choice. You have to make that choice to move on, to get back into the rhythm of life
Understand this. In life, you can never win all the times. Sometimes we made the right choices and sometimes the wrong. Just who has never done any wrong in his or her life? Let�s face it. I am sure you that you must have previously made some wrong decision in your life too? And what happened? You accepted it and move on, didn�t you?
You see. Be it the right or the wrong choices, once you made the choice new choices will open up themselves. Meaning to say, you always have the option to make a difference to things. But if you refuse to make that choice you be just stuck, stuck in your own misery forever.
Picture it this way. Just imagine you are driving alone and you found yourself lost. What would you do? You will naturally want to find back your way and which even if it may take you several tries, you will eventually hit the right path isn�t it? Lost for a while though but if you keep a clear mind, not giving up, you will eventually find your way and when that happen, you feel happy don�t you? And did anyone tell you that you have to do it? No isn�t it? You are driving alone remember?
That�s life! There is no doubt that we would be lost once in a while. At the end of the day what matters is that we must not be lost forever. Understand the way of life, stay in rhythm with the nature. When you have to make a choice, you just have to.
Now, if you have the chance to get to understand yourself more, your very own life destiny, would you?
Instant Life Quotes For the Whole Family
If you currently have life insurance and are worried that you are paying too much, you might want to obtain some instant life quotes to compare what you are currently paying with other companies. This can be a great way to find out if you are paying a reasonable fee for the coverage you are receiving.
Instant life quotes can be obtained from most of the major companies. You enter some personal information and you should receive a quote within seconds. You will want to make sure that the information you give for the quote is as accurate as possible. If you do not have all of the information required at the time, you may want to hold off until you have all of the info. This can help you get the most accurate quote possible with this service.
Instant life quotes can help you to inform your own insurance company that you have found a rate for the same coverage at a lower price. This will give your own insurance company a chance to re figure your rates to be comparable to another company. If they are not willing to adjust your rate, you may want to consider going with the company that can offer you the best price.
You may also want to obtain instant life quotes for every member in your family. If you purchase life insurance for all of the family through the same company you may be able to get a better rate or group rate.
You need to consider when you get instant life quotes that funeral costs are raising like other costs and you need to take this into consideration. You may have enough coverage at the time but when your family needs it prices may be more than when you purchased it.
You may also want to get instant life quotes from a website that gives you the quotes from several life insurance companies. This can be a great, time saving way to have numerous quotes at your fingertips. You simply fill out your information once and you will receive numerous quotes. Normally the companies' toll free number is listed and you can contact them directly if you have any other questions.
Instant life quotes are a great way to fast quotes from reputable companies. You cannot predict when you will need this type of insurance and you have to act now.
Make The Most Out Of Your Trip To New York
New York City, aka the city that never sleeps, fondly known as the Big Apple, is home to approximately eight million people with the population still expected to rise in the years to come. New York City is touted as the centre of the world maybe because each part of the globe has left an indelible mark in this place. From food to works of art to cultural exhibits to tourist attractions, whatever it is you want your senses to take pleasure in, New York City most probably has it.
Hotels
Choosing where to stay is one of the most common problems that visitors encounter when setting foot on foreign land. In New York City, however, you need not worry that you won�t be provided with the kind of services you expect to receive. If you�re the artsy type fond of bohemian living then you�ll probably love to stay in New York City�s Greenwich Village or downtown Soho. If you�re a yuppy and you�re attached to your PDA learning about thestock market, then you�ll feel right at home in New York City�s famous Wall Street. If posh places however are what takes your fancy then take a ride to downtown Manhattan and see for yourself what the Hilton or theFour Seasons Hotel has to offer. Whatever your budget or taste, there will be something to suit you.
Getting Around
There are a wealth of choices when it comes to choosing your mode of transport around the Big Apple. There are 3,700 buses, 714 miles of subway system, and 12,000 limos and yellow taxis, and that's just for starters! Take a helicopter tour or ferry trip, hire a bike, or simply walk around this amazing city - it's based on a grid, so is very easy to find your way around.
Eating Out
There are some 18,000 restaurants in New York, so whether it is French cuisine, Italian pizza and pasta, kimchi, shawarma or something even more exotic that you�re looking for, trust me when I say that New YorkCity has everything for every palate!
Nightlife
The hottest places in the U.S. can no doubt be found in New York City. If you�re fond of star-gazing and I�m not talking about those that you can find in the sky, then definitely, New York City is the place to be. Go club hopping and rub shoulders with the rich and famous. Or why not take in a Broadway show?
Sightseeing
With so many points of interest to visit in New York City, it�s sometimes quite difficult to just know where to start. But of course, we�ll try our very best. A visit to New York City wouldn�t be complete without touring the following sites:
Empire State and Chrysler Buildings
The Statue of Liberty : take a ferry ride to this gigantic statue, a gift to the United States from the French Government.
Rockefeller Center
Madam Tussaud�s Wax Museum
Times Square
Shopping
No visit to New York would be complete with a bit of retail therapy. Flagship department stores such as Macys (the worlds largest), Bloomingdales and Saks are essential. Art lovers should get over to SoHo, and Greenwich Village is a haven for designer and vintage one-offs.
With all this to take in it's a really good idea to plan your trip and have a good map to hand. You can really make the most of your time in New York by organising a "New York Pass" before you go. Bookable online, this will give you admission (and in some cases, queue jumping privileges!) to over 40 of the top attractions (everything I've already mentioned and loads more). It really saves you money, so you've got more to spend in Bloomingdales!
Admission to over 40 of New York City's best attractions: New York Pass
Now, remember that whilst visiting New York City it is still sensible to take the same safety precautions that you would anywhere else.It�s also easy to get lost in NYC so be sure that you always have a map---and a mobile phone preferably--- handy, just in case.
Happy sight-seeing!
SOurce :www.valuablecontent.com/articles/24663/1/Make-The-Most-Out-Of-Your-Trip-To-New-York
Hotels
Choosing where to stay is one of the most common problems that visitors encounter when setting foot on foreign land. In New York City, however, you need not worry that you won�t be provided with the kind of services you expect to receive. If you�re the artsy type fond of bohemian living then you�ll probably love to stay in New York City�s Greenwich Village or downtown Soho. If you�re a yuppy and you�re attached to your PDA learning about thestock market, then you�ll feel right at home in New York City�s famous Wall Street. If posh places however are what takes your fancy then take a ride to downtown Manhattan and see for yourself what the Hilton or theFour Seasons Hotel has to offer. Whatever your budget or taste, there will be something to suit you.
Getting Around
There are a wealth of choices when it comes to choosing your mode of transport around the Big Apple. There are 3,700 buses, 714 miles of subway system, and 12,000 limos and yellow taxis, and that's just for starters! Take a helicopter tour or ferry trip, hire a bike, or simply walk around this amazing city - it's based on a grid, so is very easy to find your way around.
Eating Out
There are some 18,000 restaurants in New York, so whether it is French cuisine, Italian pizza and pasta, kimchi, shawarma or something even more exotic that you�re looking for, trust me when I say that New YorkCity has everything for every palate!
Nightlife
The hottest places in the U.S. can no doubt be found in New York City. If you�re fond of star-gazing and I�m not talking about those that you can find in the sky, then definitely, New York City is the place to be. Go club hopping and rub shoulders with the rich and famous. Or why not take in a Broadway show?
Sightseeing
With so many points of interest to visit in New York City, it�s sometimes quite difficult to just know where to start. But of course, we�ll try our very best. A visit to New York City wouldn�t be complete without touring the following sites:
Empire State and Chrysler Buildings
The Statue of Liberty : take a ferry ride to this gigantic statue, a gift to the United States from the French Government.
Rockefeller Center
Madam Tussaud�s Wax Museum
Times Square
Shopping
No visit to New York would be complete with a bit of retail therapy. Flagship department stores such as Macys (the worlds largest), Bloomingdales and Saks are essential. Art lovers should get over to SoHo, and Greenwich Village is a haven for designer and vintage one-offs.
With all this to take in it's a really good idea to plan your trip and have a good map to hand. You can really make the most of your time in New York by organising a "New York Pass" before you go. Bookable online, this will give you admission (and in some cases, queue jumping privileges!) to over 40 of the top attractions (everything I've already mentioned and loads more). It really saves you money, so you've got more to spend in Bloomingdales!
Admission to over 40 of New York City's best attractions: New York Pass
Now, remember that whilst visiting New York City it is still sensible to take the same safety precautions that you would anywhere else.It�s also easy to get lost in NYC so be sure that you always have a map---and a mobile phone preferably--- handy, just in case.
Happy sight-seeing!
SOurce :www.valuablecontent.com/articles/24663/1/Make-The-Most-Out-Of-Your-Trip-To-New-York
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